The Choices of Natural Flooring

Quite a number of important things are going green these days. One of them is a non-toxic flooring choice. Most homeowners are giving up on the formaldehyde drenched fibers of yesterday and moving on to new a better things.

The first thing you need to do is to decide which type of flooring works best for you and your home. Whatever you choose make sure you committ to it and go and get it.All natural hardwoods work well with living rooms and bedrooms, but they don't like moiste bathrooms. Time will have a much more visible effect on the wood floor in the bathroom than anyt other room. Tile works well for every room, but it's time consuming. Carpet is also good, but finding a non-toxic carpet can be difficult. 

The next step is to decide upon a budget. There are options for all price ranges.

For instance, going green and wanting carpet doesn't mean you have to give up on the warmth that carpet provides. Traditional carpet can be somewhat cheap, the padding and glues beneath is can be the toxic underliers. The EPA claims that airborne formaldehyde really irritates the upper and lower respiratory systems. 10-20% of the U.S. population, including asthmatics are really allergic to these airborne toxins, and it's not a pleasant experience.

Wool carpets are pretty, comfy, and can save you big when it comes to durability and green status. Go online and find a wool carpet store in your community.

If you want a wood, bamboo is a truely renewable source. Even though it's not a hardwood, it looks like one, and it's one of the least expensive floors.

natural stained hardwoods are another great choice. However, the stains produce fumes into your home for years just like paints do. Look for natural stain options. Hardwood will last for years and will only need little care throughout the years.

Lastly, consider the beenfits of tile. Stone tile is unique in the way that it comes right from the earth and onto your floor requiring...

Keep Your Energy Bill Low While Selling Your Home

keeping energy costs down in the buying and selling process of a home is desirable for both buyers and sellers. Even though there are many energy-efficient options today, there's plenty of energy-suckers.

It might surprise you how much extra that nice water fountain in the back yard is costing you per month when you run it 24/7 year round. Depending on the wattage needed and where you live, that nice fountain could be costing you an extra $30 per month.

It's not a good feeling when your house is sitting on the market and you're still getting bills. It feels like you're throwing money down the drain. So when the home isn't being used, turn off your water appliances. When you turn off your gas and electric appliances, it isn't enough. These appliances still suck energy even when they're off.

Here's a tip, when you are selling your home, show it off like a model home and leave no electrical chords laying out. By unplugging the toaster, phone charger, blender, hair dryer, etc. you will save money on your electric bills and de-clutter your home. Individually these appliances only use up a little bit of energy, but collectively they make a nice dent in the utility bills.

It's nice to walk into a home and be able to see the floors and counters. This isn't just good for sellers, it's meant to help all of us. By putting away all the chords we normally see, we conserve a bit more and stop the energy bleed.

It's a good diea to get your heating system checked. A buyer's home inspection will reveal issues, and you can start saving on the utilities. When a potential buyer comes around and asks whats the average electric bill for this place, youll be in good place.


5 Negotiation Need-to-Knows

Negotiating is like a chess game. It's all about strategic thinking, talking, and asserting yourself about money matters. You've got to figure out what's in the mind of the person across from you and stay one step ahead of them. Some people enjoy negotiating so much they turn into a whole new person when they save a few bucks, and others cringe at the thought of figuring out what's in the minds of the other.

It seems like every real estate pundit will now use the current market in their negotiation as a tool to get the edge on you. When it comes to buying and selling your home, there are five need-to-knows that will go a long way to protecting your interest.

1. Work from a foundation of sound information.

     It's critical that you find as much information as possible to use in your negotiating. You aren't in any position to negotiate unless you have the basic information about the market, what similar homes have sold for, how much above/below they have sold for, and how long do the homes normally stay on the market.

Your agent will help you understand these numbers, and will reach out to the offeror's agent about what is important to their party. The offeror's agent isn't obligated to divulge information but often will to complete the transaction.

It's super important to know what your own priorities are. You can only assess whether your home sale was successful if the home and the terms of the contract are worth to you. Know how much you will accept and your own priorities before negotiations begin.

2. Approach the Negotiation as a Problem-solving Challenge.

     Toay's negotiations are more like problem solving considering the needs that must be met of both parties. Negotiations are normally a power struggle between buyer and seller and their bargaining leverage. But another factor that really influences the way a deal goes are the banks. Banks...

Time to Start Saving for Your New Home

It's very normal whe nthe holidays come around to search your couch for loose change and scrape together every dime you can. Every year is a new one where people like you search for any spare change they have to save up for some luxary they want. Some people are better at finding it than others and here's why.

The money you're looking for just has to be found. These people set in motion a series of events that start with a decision and it takes off from there. Soon enough after enough decisions are made and momentum is on your side your goal is reached.

To begin the process find a large bucket or glass jar. It must be big though! Label it with whatever goal you are saving up for and add your loose change in it every day. This will take time so you must have a high patience level. You also must not get discouraged and break along the way.

Now that you have your goal out in the open you have to work every day to reach that goal by finding more money. the best ways to do this is to earn more money or cut back on expenses. You can surely do this with the right attitude and direction.

The bucket full of change or glass jar isn't just a container full of change, it symbolizes your goal. It symbolizes you time and effort you are taking to achieve what you want. So break it out and with time you'll have some money to put towards your future home.


Carbon Monoxide Alarms are a Must Have

It is a law that every house must have a carbon monoxide detector. In the United States over 1,500 people annually are killed from carbon monoxide poisoning. This significantly high number could be prevented. Everyone wants to keep their loved ones safe, so make sure there is a carbon monoxide detector in each sleeping area in the house.

This law is a relatively newer one so let me clarify. If you have a three bedroom house with the masterbedroom on the first floor, you will need a detector on the main floor. If you have the children's bedrooms or guest bedrooms on the second floor, one needs to be up there as well. Lastly if there's an entertainment center in the basement with a cosy couch, there should be one in the basement too.

Visit a local hardware store and choose which type of carbon monoxide detector you like most. 

Here is a helpful Youtube video, but because the design of this website is crap I cannot copy and paste anything in this space so I'll spell it out for you.

Youtube>Where to install Carbon Monoxide Detectors by Sacramento Appraiser.

Be safe everyone!


Be a Staging Star

It's important to set your home as the prime example of what a selling house is supposed to be. You don't have to wait for a TV crew to come help you make your home into a new one, you can do it yourself with these tips.

1. Remove the Clutter- You need to reduce the clutter in your home to let the buyer's eyes move freely around your home. Clutter won;t allow them to see the true space your home has to offer. Their eyes will be filled with the clutter and dust on your fireplace of the living room.

2. Organize- Once the clutter is gone, it's time to organize everything you've left behind. Built-in storage units are a great way to organize everything you decided to keep. Invest in a few plastic tubs to keep all your belongings in so they aren't laying around in plain sight. It also helps to label them.

3. Clean- It's best to have your home looking like it is ready to be moved in when they buyers are ready to seal the deal. Your home needs to look and smell clean. Mop, vacuum, scrub the baseboards, and clean every surface. This is a god time to hire a cleaning service.

4. Refresh the Paint- Walls turn dingy with time, so put on a new coat to freshen the room a little.

5. Room Appropriate- Make sure when buyers are coming in to see your home they see exactly what they were expecting to see. If your house says 3 bedrooms, make sure it's not just 2 bedrooms and an office, or a craft room.

6. Create Ambiance- Ambiance is the way a home makes you feel. Some homes require a specific lighting to give a good vibe, others needs a homey and warm atmosphere. To make a home appeal to buyers you should buy a few vanilla candles, light the fireplace, get a area rugs, and bake a few cookies.

7. Staging Outdoors- Don't forget about the outdoor rooms, because buyers are placing more emphasis on the great outdoors. The way to do this is buy some simple outdoor furniture, pillows, and plants.

8. Leave No Closet Unturned- Buyers will open...

The Selling Power of a Simple Closet

Closets are often times overlooked. They seem like an unimportant room, but actually closets are significant. Every family needs storage for clothes, food, cleaning supplies, and old personal items. But a closet can be useful and a real selling item in a house. 

The first thing you want to do with a closet is to get rid of all the clutter in it. Throw away the items you havent used or even seen in the past three years. Ready buyers will be turned off when they see what junk you have stored in there, so as a general rule of thumb, if you havent used it in the past three years just get rid of it. Sell it in a yard sale, donate it, or gifting it to a friend. You'll forget about those items rather quickly and your closet will thank you later. 

Next you want to organize your closet. Color code or group similar items. Store away seasonal clothes, put shoe boxes in one corner and jackets in the other. Tame your shoes with shoe racks beacuse you always want to see the floor of your closet.

Use the same method with your kitchen pantry and bedroom closets. Every closet needs shelving. Go to the inexpensive route if you must, but get some shelves and mount them on the wall. It provides much better organization. If your budget allows, custom built-in units can impress your potential buyer and set you apart from the rest of the houses.

Walk-in closets are huge selling points in a home, so you should maximize space to make them look even bigger and better.

The main key with closets is to organize them by keeping them nice and tidy so buyers can see their true size. Buyers will become turned off if they see your clutter, so instead inspire them with a spacious closet.


Kitchens Sell A House

Kitchens are the hearts of homes, and this holds true across the country. There's a lot of truth in the saying 'the stomach is the way to the heart', because the kitchen is where most time is spent as a family. It's the room everyone wakes up in in the morning, where everyone discusses their days over a snack, and where family meals are made.

Kitchens are the focal piece of many family rooms, and are integral to entertaining in today's age of open floor plans. This is what makes a kitchen such an important room in the buying and selling process.

Buyers want up-to-date kitchens because it's the one room owners see daily and their guests see when they visit. It's considered to be the showcase of the home. 

The downside of kitchens is that they are one of the most expensive rooms to renovate. They require the most labor and time effort when renovating. You cannot simply just hand a new lamp and call it complicated. Kitchens require new tile, counters, flooring, cabinets, and sometimes light fixtures. Because of today's economy most buyers don't want to spend the money on renovating a kitchen and want one that is ready to use the day they move in. 

When buyers are looking for up-to-date kitchens a lot of it depends on the price range your home is in.

The main thing to remember when selling your house is to not over price yourself out of the market. If homes have sold in your neighborhood for $100,000 with an average kitchen, then you shouldn't renovate your kitchen to the top of the line counters. It will be more than difficult to find a buyer.

It's best to scout the competition by going to open houses in your area and look at what their kitchens look like. Do these homes have new solid wood cabinets? Do they have new granite counters in today's 'hip' color? If the answer is yes, then you may want to update your kitchen to put yourself back in the market.

If you are in a higher end neighborhood you should be thinking high...

Decorating on a Dime

Having a tight budget doesn't mean you can't buy nice things and be restricted to cheap furnite. You just need to know where to shop.

The best way to get great deals is to find the sales. Retail businesses want you business these days, and they offer one-day sales, weekly clearance, and many offer coupons offered online. All it takes is a little research and you can find where the best deals are.

Since you will be decorating on a budget, you will have to compromise on which items you buy. So the $500 flat screen TV at Best Buy will have to wait. Instead try H.H. Gregg, or Wal-Mart, they will have something similar at a cheaper price, but not the exact same TV you originally wanted.

Garage, yard, and estate sales are also good spots to find good decorations. They fit well in someone else's house, so they may fit well in yours. You may find some real winning prize pieces there such as antiques and handmade pieces. Or you may find nothing, but don't ever pass up a good sale if you are looking for good deals.

 It's important not to get sidetracked and buy furniture pieces that don't fit your style. You will end up with more clutter than you planned.

If you're really struggling tis time for plan B. Your friends probably have some cool items they are looking to get rid of, so set up a meeting with them and try to do some trading.

You could also reuse your items. Go into your storage space and find some old items and be creative. See what they could serve, and where they can go and make a new statement.

Also when you're strapped, don't be affraid to do-it-yourself. Most local home improvement stores offer classes and brochures on how to tile, texture paint, and upgrade other areas of your home. You can find other online tutorials on how to build furniture, shelving, and other household items. have confidence in your abilities, and save some money. You can have a great house with awesome room inside with some smart saving.


Six Helpful Mobile Apps for House Hunters

1. Genius Scan

What it does: This is a document scanner in your pocket. This allows you to take a picture of a document and email it to anyone in PDF or JPEG format.

Why it's useful: Most real estate agents now use digital document signature software, which allows you to sign your name with one click. The faxing part is now outdated and is used on a device that you hold in your pocket. However, some agents are old school as well and do not accept this method of signatures.

2. Dictionary of Real Estate Terms.

What it does: This app allows you to look up the annoying real estate jargon into regular English at any time you want. The dictionary includes over 3000 real estate terms, charts and graphs. Your searches can be saved and emailed to friends without the use if the internet, which is helpful when you are inspecting a home without great WiFi.

Why it's useful: You will feel much more comfortable knowing what all these confusing terms mean in the process of your house hunt.

3. House Hunter

What it does: This app helps house hunters organize and prioritize the homes you've seen. This app also helps you evaluate home homes you've seen by placing a scorecard inside the app. This scorecard weighs features against what you've identified as requirements and priorities you listed as most important.  It includes a mortgage calculator, photo storage, and allows you to share you concern with your agent.

Why it's useful: When you're looking at five houses they will probably blend together. With this app you can take pictures and weigh the priorities that are most important to you.

4. SpringPad

What it does: This app helps you remember every single detail about a house you planned on remembering. You can:

  • Scan barcodes of home furniture and appliances you plan on buying after you move in.
  • Save ideas, addresses, online clippings from design and new sites, and to do lists from your mortgage broker....

Which Remodeling Projects Pay Off

Cost vs. Value:
Which Remodeling Project Has Most Return in 2012?

{ Data shown from Remodeling Magazine, see link below to connect to their site & view all projects ROI }

Based on different regions of the United States, some remodeling projects add more value than others. In our region, East South Central & in the city of Louisville, two items were shown to increase the amount of money re-couped when remodeled.

Take a guess.....Major Kitchen Remodel? Master Suite Addition? Basement Remodel? Bathroom Addition? 
None of those!

These two items would surprise a Realtor as the ONLY two remodeling
projects to increase the amount of return for 2011 & 2012:

1.Finishing off an attic bedroom in a midranged home
2.Replacing a garage door in a higher priced home

See More from  Remodeling Magazine: Cost vs. Value

Now, this is not to say that doing a major kitchen remodel, or master suite addition, basement remodel, bathroom addition or any other updating is NOT going to get back part of the money you put into the project. You are likely to get 50% - 75% back with most other big impact remodeling jobs. Just knowing that you can not expect to get a return of all of your money is certainly a better mindset prior to adding all the bells & whistles especially if you plan to sell soon. As RE/MAX Associates agent know, it's a price war and a beauty contest. Get your home staged and price it competively. 




5 Helpful Things to be on Your Way to Buying a Home

If you are planning for 2012 to be the year in which you buy yourself a home, here are five helpful things you can do to put yourself on the right path to getting there

1. Check your Credit.

     A bad kind of surprise is a bad credit score, but the worst kind of surprise is a bad credit score while trying to buy a new home. Recent studies have proven that most deal deals in buying a house are because of bad credit. The best way to avoid finding out you have a bad credit score is by checking it often, and taking steps to correcting it while time is still on your side.

2. Do your reasearch.

     It's best to know what you're getting yourself into before you actually begin the process of buying a house. the housing market is changing all the time, so stay up to date with what's changing in your area.

     Target states, cities, & neighborhood- be on the lookout for where you want to move. You should be considering tax rates, school districts, neighborhood character, and prices in that area. Once you have an idea of where you may want to live ask your agent to give you a brief summary of the local market conditions. Conditions such as if homes sell above or below the asking price, and how long they sit on the market.

     Real estate & mortgage pros- Ask your friends for referrals on an agent or broker they like. Follow it up by finding feedback on them and giving them a call. Have a conversation with them and test the waters to see if a good relationship is in the making.

     Short sales & REO's- there's a lot of work to be done on homes that have been a short sale and/or foreclosed. Talk to your agent because they can tell you what to expect when dealing with distressed homes.

     What you get for your money- everyone...

Six ways to pay off your mortgage sooner

1. Pay more than required each month.

     The best way to pay your mortgage off sooner is to pay a little bit more than you are supposed to each month. You can pay anywhere from $10 more to $1,000 more. It doesn't matter, just as long as you pay a little extra it will add up in the end. You shouldn't have to sacrifice necessities, but putting more towards your mortgage is a good habit. You'll be freeing up money down the road, which you'll be glad you have done.

2. Make extra payments.

     Making an additional payment per month is a bit more difficult than paying a little extra per month, even though it has the same benefit. The less debt you have, the more cash flow you have, which equals the more things you can do. One way to make extra payments is to make payments every two weeks instead of once a month. Given the math here that is 26 half-payments instead of 12 full-payments. This has the possibility to eliminate six years off a 30 year mortgage, as long as you also pay a little extra too.

3. Pay a lump sum

     As long as you don't have other debt, it's best to pay that little extra with (if you're lucky enough to receive) a money gift, an inheritance, a tax refund, or a bonus. These will give you a little extra money to go towards getting your debt paid of as soon as possible.

4. Refinance to speed up payoff.

     The idea behind refinancing is that a lower payment will free up some money you can pay towards the principal amount. The difficult part is qualifying for a new loan. The toughest challenge is declining home values. With a lower valuation, your loan-to- value ratio will be skewed, which you may have to get insurance for your loan. You will also need a strong credit score and proof of income from the previous two years. Lastly, shorten the term of the loan.

5. Shrink your housing costs.

     If you really want to...

Exterior Home Improvements That Give the Greatest Returns

When considering selling your home in the near future, you should always consider exterior remodeling to recoup most of your costs. Exterior remodeling is less expensive than interior, and generates more returns from your expenses in the selling process.

The cost vs. value report shows the importance of putting your homes best facade. Exterior replacements and upgrades are normaly less expensive than interior, and can usually recoup close to 70% of the initial cost. Siding, window and door replacements add instant customer appeal all while adding value.

According to the cost vs. value report seven of the top ten improvements are exterior replacements. The best replacement you can do is a fiber-cement siding replacement that is expected to recoup 78% of the total costs when it comes time to sell. A foam-backed vinyl siding can recoup 69.6% of costs, while a upscale vinyl siding  expects returns of 69.5% of total costs. If you want to replace a door, the least expensive method to take is a $1,200 steel door, which is expected to recoup 73% of the costs.

Lastly, a good project to undertake is replacing your garage door. Chances are it's quite old and could look a bit better. What is enticing about this project is that the cost of this project has declined 15%. The expected return on this project is 71%.

So when you are thinking about selling your home, you may want to consider doing some exterior projects to boost the value of the home. When you boost the value of your home through exterior projects, you win twice. All these improvment costs can be recouped when you sell your home, and you'll be a happier person.


Which Home Improvements Generate the Greatest Returns

5 Credit Myths

You're supposed to follow the financial fundamentals by paying your bils on time and keeping yourself out of credit dangers. When its time to rent, buy, or refinance, small credit score differences can cause your plan to fail. Knowing what to do will save you thousands of dollars on the lifetime of your loan. Here are five credit myths that you need to either write down, or remember when the time comes to make a property decision. 

Myth 1: Having mass amounts of cash, equity, a great income, makes your FICO score less relevant.

     truth: No matter if you eat cash for breakfast, your lender requires you to meet their FICO score for obtaining a mortgage. If you have plenty of cash, making your bills or payments shouldn't be a problem. But if you are coming from a financial rough patch, lenders don't look at your credit score on the theory that your other assets diminish your credit riskiness. The best predictor whether you will default on your loan is by looking at how you've handled your past credit. No matter how much you make, your credit score will determine if you qualify for a loan and how much your interest rate is. However, if you buy a house with all cash, you may be able to bypass the credit score.  Now if you take a hard money loan out, you will be required to put down a much larger down payment and rate.

Myth 2: Having no debt or late payments translates into a great credit score.

     Truth: Good credit differs from financial responsibility. Your FICO score measures your responsibility when it comes to debt management, given you have credit accounts. Having no credit accounts or late payments means you haven't established credit. On the opposite hand, maxing out credit cards and submitting credit applications all the time can decrease your credit score. The best practice is to have a few credit accounts, but it is imperative to manage them responsibly.

Myth 3: Checking your own credit score in advance...

Home Improvements to Avoid When Selling your Louisville Home

The basic idea when selling your home is to make it appeal to as many people as possible, so therefor it sells faster. When considering to make home improvements to your home, either by yourself or from a contractor, there are a few home improvements that will not add as much value to your home as you would think. So don't waste your time and money because you won't see any results when your home finally sells.


Every now and then adding some rooms to your home can be beneficial, but some people may find the extra room to just be added on. They see the room as unnecessary and not belonging with the rest of the house, which will ultimatly turn them off to your home.

If you do choose to add on to your home, they need to be as 'natural' as possible. Being the person who lives and has lived there for awhile, you may fel the room is natural and does belong to the house. So get some advice and help from a professional about design and greatly consider their suggestions.

Appropriate Finish Upgrades

Any type of upgrades that you are adding to your house need to match the rest of the house. When selling your home and a room is full of new technology and fancy equipment while the rest of your home is very modern, the room will look completely out of place. Again, it is about creating the flow of the home so it all flows together.


Most people won't even look at a home that has a pool because of the cost a pool carries. If you are considering a pool wait until your next house to get one because clearly you're trying to sell sometime soon without limiting your market.

Have a long talk with your agent about which home improvements you are considering before you actually start them. Your agent will let you know which improvements will bring you a return on your house and which ones will hinder your returns. Goodluck!


Top 3 Deal Breakers

Buying a house used to be fun. All the excitment involved was an enjoyable process. Now it's more of a huge hassel. Buyers wait for roadbumps to come their way and handle them when they have to. Sometimes these bumps can be deal breakers. Here are three of the most common deal breakers and advice on how to avoid them.

1. Too Low of an Appraisal

     Every now and then buyers believe they are benefitted by a lower appraisal price than the agreed upon purchase price. This will force the seller to lower the price. Today most sellers rarely break even so this is the most common deal killer. If the appraisal is barely below the contract price, most sellers will bring their price down a little and the buyer will meet the seller halfway.

     The buyers and sellers hands are tied when they receive the appraisal. There are two things the buyer can do to minimize the risk of letting a low appraisal kill the deal. Check the comparable homes that have sold in your area with your agent. Then do not make an offer above the average range of comparables even if there are multiple offers for this property. Next consider working with a mortgage broker who originates loans through its own bank. These lenders select from a smaller pool of appraisers that are qualified and knowledable in your area.

2. Property Condition Drama

     Lenders today are concerned with two things: property condition and the number of distressed houses on the market. Most homes with crappy painting, faulty electrical systems, wood rot, etc. aren't likely to fare well when the appraiser walks though, let alone qualify for the asking purchase price. The seller would be willing to do some work but certainly not all if it because it probably isn't in their wallet.

     Prevention is the best remedy for transaction ailment. If you are considering buying a short sale or a REO the bank literally means AS-IS! You should ask your mortgage...

Properly Calculating the Square Footage of your Home

When buying a house or selling property, calculating your square footage can be a complex process. Your real estate agent should measure the square footage for you, but they may leave out some important areas. It is vitally important that you get an accurate measurement and get every foot equated for.

Measuring the Exterior

     Exterior measurements are the first piece to get calculated. The way this is done is by measuring the exterior walls first, and then a sketch is made showing the perimeter. This can be a difficult measurement depending on the landscaping.

Unfinished Areas

     Your house may have some important unfinished areas like in the garage, or in an attic with enough space to be worthy. However, these spaces are not accounted for because they are not considered living space.

Closets and Hallways

     These will only be counted for only if the area is finished and heated. If the closet isn't completely finished, it won't be accounted for.

Bay Windows & Sloped Ceilings

     If you have bay window(s) and the ceiling is seven feet or taller, it will be included in the measurement. The area for sloped ceilings will only count if it is five feet or taller.

     The home's square footage reflects finished living space ready to be occupied by the resident. Heating has to be done by a conventional system and also must be accessible from another living space room. Steps are often missed when calculating the measurements, which is why the numbers rarely match up on the PVA or local listings. Remember that ceilings that are too low and if the space isn't finished, it won't be calculated...

Four Ways to Personalize Your Home

Honestly, buying a house in today's market sucks. There can be numerous let downs from financing to move-in. But one of the best parts about being a homeowner is the ability to make your house truly yours. You do this by customizing it exactly how you and your family want it. Here are four steps to personalizing your home.

1. Paint the inside and outside of your house to create the feeling you want.

     Painting a house is a significant part of creating your home. Studies show that the color you paint your home have great impacts on the mood levels and happiness levels of the residents inside the house.

Exterior- Paint the exterior of your house to your preference. What did your dream house look like, and what color was it? Keep these in mind when deciding the color of your house. 

Front door, shutters, & fences- Maybe you just bought a house that is freshly painted. If so, maybe consider painting one part of the house to give it your personal touch. Rusty reds, greys, blacks, aquas, and greens all do great for a polished entrance, all while adding a specialized knocker give it 100% personalized look. Finally, painting shutters and other exterior parts are inexpensive and give your home the look that it is actually yours.

Interior- When painting the inside of your home, you should aim to match colors to the purpose of the room. For example, bedrooms should resemble restfulness, bathrooms, clean, and living rooms, warming and energizing.

2. Inventory your personal items before you unpack

     Most home buyers are living closer to work and buying smaller homes to manage the cost of ownership. Even if your'e not moving into a small home, unpacking presents an oppritunity to customize your home to what you want to do in each room. You don't have to put your bed in your bedroom, or your kitchen table in the kitchen. It's your house put it where you want it.

Make a chart that maps out all the rooms in the house,...